Compare Flood Insurance Quotes and Save!!! Easy as: 1 - 2 - 3

Flood insurance is a very important policy that helps you protect your building and its contents from the effects caused by floods. If your home or personal possessions are flooded, the flood insurance provider will normally cover the costs of rebuilding or repairing your home, as well as reimburse you the actual monetary value of your personal belongings. You can get Allstate flood insurance through Allstate insurance agents and written through the NFIP.  Or you can click the “Get A Quote” button and compare flood insurance policies from FEMA and private flood insurance companies.

What is covered under All State Flood Insurance?

You can help protect yourself against many flood-related disasters by purchasing both forms of flood insurance—Building Property and Personal Property (Contents). Here are some items that each category can assist with.

Building property coverage

The building property coverage will protect your home or commercial building, plus physical items in your property, including refrigerators, electrical systems, window blinds, plumbing systems, etc.

Personal Property Coverage

Personal property coverage insures the contents kept inside your house or building, such as furniture, clothes, televisions, microwaves, etc.

What is not covered under Allstate Flood Insurance?

While thinking about a flood insurance policy, you need to be aware that some items will not be compensated if the risk occurs. Some of these items include;

• Items damaged due to mold and mildew- you can avoid this kind of damage.
• Currency, valuable metals, and valuable papers such as stock certificates.
• Property outside the house, such as fences, swimming pools, and trees.
• Living expenses such as temporary housing.

Who Needs Allstate Flood Pro Insurance Coverage?

You may have come across flood insurance and questioned whether or not you require it. Knowing a little bit about floods and insurance is crucial before deciding if flood insurance is good for you.

According to the Federal Emergency Management Agency, floods are the leading natural disaster in the United States. The agency says that a small inch of water encountering your property can lead to very costly damages.

There are so many factors that influence the occurrence of floods, including; heavy rains, spring thaws, bodies of water, and hurricanes. Even though areas experiencing these effects are ranked as the highest risk flooding areas, floods can still happen anywhere. FEMA says that more than 20% of the floods claims are from low to medium flooding zones.

It's crucial to note that flood damage is often not covered by a basic home insurance policy. You should, therefore, consider obtaining flood insurance coverage because floods can happen anyplace. Flood insurance is available through the Federal Emergency Management Agency's (FEMA)-managed National Flood Insurance Program (NFIP) or from private insurers.

How much Does Allstate Flood Insurance Cost?

The cost of the Allstate flood policy is determined by various factors, including the flood risk of your home, the policy's coverage, and the amount of coverage you purchase. You can get independent coverage for the building of your home (usually up to $250,000) and your valuables (up to $100,000). Generally, the cost of your policy will be influenced by the types of coverage you choose and the limits you select. You can reach out to Allstate flood insurance specialists for advice and they give you an Allstate flood insurance quote.  Or, you can click the button below and compare flood insurance quotes from FEMA and private flood insurance companies.  You could save thousands!!