Compare Flood Insurance Quotes and Save!!! Easy as: 1 - 2 - 3

  1. Complete the short, flood insurance quote form
  2. Compare quotes from private flood insurance companies and FEMA
  3. Choose the best flood insurance policy for you

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Home / Condo / Commercial / Tenant / Renter Policies Available

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"By comparing different quotes, we were able to save over $1000 per year on our flood insurance!!  It was so easy to fill out one short form and get multiple flood insurance quotes to compare - saved us a ton!  Thank you."

Jon - Portland, OR

Myflood Policy - Find A Quote

Myflood Insurance is a must-have policy whether you live in high or low-risk flood zones. This is because the effects that arise once a place is flooded are too expensive, and you might find it difficult to fix or replace all of them. Therefore, to ensure that your home and or commercial buildings and their contents are safe, you need to check a Myflood Insurance policy. At Myflood insurance, highly experienced insurance advisers guide you appropriately.

Who Needs Myflood Insurance Policy?

In most instances, people who go to the Myflood website are those living in high-risk flood designated areas. Sometimes, people acquire flood insurance as a requirement by their mortgage lender if they live in flood-prone regions. Statistics from FEMA show that even an inch of water in your building can cause significant damage to your assets.

However, even if your property is in low-risk flooding areas, you are not yet safe. This is because many factors influence floods, creating a chance of floods occurring in any place. Some of the major factors that might result in floods include: heavy rains, changing weather conditions, and storms. It is estimated that 20% of the flood claims come from low to medium flood-prone areas. Therefore, Myflood insurance should be acquired by anyone who wants to protect their property.

What will be covered under My flood Policy?

Myflood insurance policy will protect your home and personal belongings kept in the building. Some of the items that will be covered, depending on the type of coverage, are:

  • Building structure and its foundation.
  • Personal items like clothes, electronics, and furniture.
  • Appliances that are built-in like dishwashers, refrigerators, etc.
  • Carpets and household items that are permanently installed.
  • Air conditioners.
  • Electrical and plumbing systems.

What will not be covered under a flood Policy?

You ought to be aware that the Myflood policy will not cover some of your personal properties when the floods damage them. While signing up for the policy, you need to be careful about the items that have been included in the policy. This will help you understand items under your personal liability when the risk happens. Some of the items that are not covered include:

  • Swimming pools and patios.
  • Currency and valuable papers.
  • Damages caused by mold and mildew.
  • Automobiles such as cars.
  • Damages from your sewer line.
  • Financial losses due to the inability to carry on your home-based businesses.

How much will the Myflood Insurance policy cost?

When you interact with your agents to get the Myflood policy quote, they will carry out the valuation based on important factors. Some of the factors that are involved in the calculation include:

  • Location of your house- how close is it to the body of water.
  • Structure of your house- the elevation of the house.
  • Type of coverage you want- replacement cost value you choose.
  • If the area is designated as a flooding zone.
  • Age of and number of floors in your building.

NFIP has set out coverage limits in flood insurance sectors that regulate the maximum coverage for any policy. For example, if you are going for residential building flood insurance, the maximum coverage will be $250,000, while its content will be $100,000. When you go for commercial building flood insurance, the maximum coverage will be $500,000, while for its content, it will be $500,000.  If you would like to compare flood insurance quotes from FEMA and other top rated private flood insurance companies – just click the button below – you would save thousands!!

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